While most advisors equate financial planning with investing, at Financial Planning Hawaii, we help our clients address ALL aspects of their financial lives. In fact, over the past 25 years we have found that costliest mistakes people make often have little to do with picking the wrong stock, bond, or mutual fund and everything to do with errors, oversights, and a lack of knowledge of arcane rules pertaining to tax and estate planning, asset registration, and insurance risk management.
FPH provides clients with a framework for organizing, centralizing, maintaining, and monitoring their entire financial plans. We also spend an enormous amount of time getting to know them and gathering and reviewing relevant documents, such as beneficiary designations, estate planning documents, investment statements, property ownership records, employee benefits statements, insurance policies, etc. Being obsessed with the details of our clients’ financial lives enables us to catch major potential miscues and oversights with virtually every new family for whom we work. Sweating the small stuff is one of the most valuable benefits of working with us and is a big part of what sets us apart.