The Equifax Hack is Kind of a Big DealSubmitted by Financial Planning Hawaii on September 22nd, 2017
By J.R. Robinson
This week's "Two Cents" podcast offers basic advice on what to do to protect against identity theft in the wake of the worst ever breach of personal data . In my commentary, I also note that it is a very good time to have a real, live financial planner who knows your voice, face, and financial behavior.
The Equifax Hack: What You Need to Know [VIDEO] (CNN)
Tip from Consumer Reports - "Get free annual credit reports from each of the three major credit-reporting bureaus—Equifax, Experian, and TransUnion—by going to annualcreditreport.com. Stagger your requests every four months from one bureau to the next. You’re also entitled to a free credit report from each bureau after you place a 90-day fraud alert on your credit file—which you should do every 90 days if you’ve been notified of a security breach, your wallet has been stolen, or you detect other red flags of ID theft. The alerts prompt lenders to more carefully verify applicants using your ID.
Tip from The Federal Trade Commission - Consider placing a Credit Freeze on your files.
The Equifax Data Breach: What to Do (Federal Trade Commission)
Equifax Data Breach: What You Need To Know & Steps To Take (Identity Theft Resource Center)
The Equifax Data Breach: What You Should Do (Kiplinger)
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