As a practical matter, the factors that determine how long our accumulated nest eggs may last after we retire fall into two categories – those that we can control and those we cannot.
The biggest financial planning mistakes and omissions people make often have nothing to with investments. It is increasingly common in my practice to encounter people who have retired only to rejoin the work force shortly thereafter, not out of financial necessity, but rather because they miss the intellectual and social stimulation of their professions.
[The information contained herein is for educational purposes ONLY. Any reference to securities or investment products is not intended to be an offer, solicitation, or recommendation.]
You don’t have to settle for 0% interest, but earning more may require effort