https://www.fphawaii.com/ daily 1.0 https://www.fphawaii.com/blog-01/deductible-charitable-contributions-vs-qcds-understanding-difference 2024-12-02T14:17:55-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/rethinking-art-investment 2024-12-02T14:13:17-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/my-two-cents-sec 2024-12-02T14:03:38-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/401k-loans-just-got-more-appealing 2024-12-02T12:17:57-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/contrarian-view-portfolio-rebalancing 2021-02-26T05:27:04-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/are-you-better-under-new-federal-income-tax-rules 2024-12-02T11:29:14-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/underappreciated-tax-advantage-home-ownership 2024-12-02T11:22:30-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/roadmap-investing-rising-dividend-stocks 2024-12-03T17:28:57-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/fixing-common-problem-non-deductible-iras 2024-12-02T11:18:45-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/most-underrated-factor-retirement-income-sustainability-john-h-robinson 2024-12-02T11:17:00-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/2020-rmd-quandary 2020-07-10T12:29:01-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/genworth-ltc-mess 2024-07-19T20:39:25-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/covid-19-not-only-virus-threat 2020-07-10T12:24:15-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/accentuate-negative-tips-treasuries 2020-07-10T12:22:59-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/nobel-prize-winning-economist-provides-support-broken-clock-theory 2022-01-21T13:19:43-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/702j-retirement-plan-why-i-have-no-love-insurance-companies 2020-07-10T12:20:45-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/401k-loan-vs-home-equity-loan-debt-consolidation 2021-02-02T05:55:04-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/special-occasion-gifts-children-21st-century-alternatives-savings-bonds-stocks-mutual-funds 2021-02-09T10:16:44-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/flypaper-effect-why-cash-management-low-hanging-fruit-portfolio-returns 2020-10-29T07:50:19-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/treasure-hunting-101 2024-12-02T14:40:47-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/catch-day-beware-bank-successor-trustee 2024-12-02T14:43:36-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/how-survive-bear-encounter 2022-02-11T15:41:12-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/rescue-scammer 2021-02-16T08:03:30-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/implementation-gap-estate-planning 2020-07-10T12:12:24-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/case-study-should-your-medical-insurance-premium-be-higher-your-mortgage-payment 2020-07-10T12:10:03-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/what-if-your-long-term-care-insurance-company-goes-bankrupt-0 2022-02-11T15:44:37-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/portfolio-rebalancing-conventional-wisdom-wrong 2024-12-03T07:31:19-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/catch-day-ltc-tlc-look-insurance-policies 2021-04-19T09:12:38-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/why-i-quit-fpa-and-you-should-too 2024-12-02T11:00:11-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/book-review-how-much-can-i-spend-retirement 2022-01-21T13:20:45-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/impact-state-decoupling-provisions-tax-cuts-and-jobs-act 2020-07-10T12:00:03-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/contrarian-view-portfolio-rebalancing-0 2020-07-10T11:58:18-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/are-you-better-under-new-federal-income-tax-rules-0 2021-05-03T08:45:20-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/catch-day-estate-planning 2021-01-04T06:32:07-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/catch-day-social-security 2021-02-16T08:06:09-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/upstream-gifting-how-taxes-factor-gifts 2020-12-30T11:20:45-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/catch-day-social-security-and-divorce 2022-02-11T15:45:39-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/catch-day-demise-financial-planner-has-been-greatly-exaggerated 2021-02-08T12:26:30-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/consequences-gifting 2022-01-17T16:41:51-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/how-knowing-a-little-latin-can-help-avoid-planning-pitfalls 2022-01-21T13:20:28-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/why-we-are-relentless-beneficiary-designations-part-2 2020-07-22T14:01:46-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/why-we-are-relentless-beneficiary-designations-part-1 2020-07-22T14:02:52-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/weather-man-always-wrong 2020-08-18T10:54:49-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/fixing-common-problem-non-deductible-iras-0 2022-02-11T15:39:20-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/big-financial-mistake-social-security-misconceptions 2020-10-11T07:52:47-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/op-ed-beginning-end-dividend-etfs-and-stocks-hardly 2020-07-15T11:20:54-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/catch-day-little-known-irs-rule 2020-08-31T11:52:07-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/common-mistakes-estate-planning-documents 2024-12-02T14:29:57-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/beware-windfall-elimination-provision-and-government-pension-offset 2020-07-31T11:05:56-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/are-advance-directive-registries-practical-solution 2020-08-18T10:44:49-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/anatomy-scam-why-personal-client-relationships-matter 2020-07-31T11:05:21-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/catch-day-how-we-catch-estate-planning-implementation-mistakes 2020-07-30T13:01:31-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/irs-grants-relief-taxpayers-who-took-rmds-prior-cares-act 2020-07-30T13:00:41-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/good-news-small-business-owners 2020-07-28T08:09:31-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/applying-small-business-ppp-loan-forgiveness 2020-07-30T12:59:59-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/should-you-take-covid-related-distribution-crd-your-retirement-account 2020-10-11T07:48:48-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/who-doesnt-byzantine-financial-disclosure-forms 2020-10-01T07:10:13-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/its-time-re-think-tax-planning-advice 2022-02-11T15:43:25-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/errata-why-i-hate-autocorrect 2020-10-11T07:54:58-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/how-get-items-removed-your-credit-report 2020-10-01T12:23:17-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/9-year-end-tax-planning-questions-ponder 2020-12-01T07:19:31-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/what-do-financial-scams-look-2020 2020-12-17T09:56:49-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/new-cfp-tough-talk-same-old-misconduct 2020-12-03T05:57:16-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/dont-you-think-stock-market-bubble-about-burst 2021-03-08T12:36:54-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/key-elements-consolidated-appropriations-act-2020 2021-03-08T12:36:12-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/looking-yield-all-wrong-places 2021-05-25T08:34:05-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/estate-planning-perception-vs-implementation 2024-12-03T17:31:41-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/when-being-1-not-source-pride 2022-01-21T13:21:02-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/negative-returns-aint-much-living 2022-01-17T16:43:40-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/hubris-and-naivete-ivory-tower 2022-01-17T16:44:23-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/saying-bull-market-bonds-over-not-market-timing 2022-01-17T16:45:20-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/photo-essay-street-art-kakaako 2022-01-21T13:21:34-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/handy-cheat-sheets-2022-tax-planning 2024-12-03T07:22:39-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/7-savings-bonds-curb-your-enthusiasm 2024-12-03T07:20:38-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/big-changes-are-coming-fafsaand-they-are-not-all-welcome 2022-02-11T15:45:11-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/keeping-fph-clients-becoming-their-parents 2024-12-03T07:25:30-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/do-not-procrastinate-getting-important-planning-document 2024-12-03T07:26:52-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/why-friends-dont-let-friends-buy-bond-funds 2022-03-06T17:40:20-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/what-make-prospect-soaring-inflation-war-ukraine-and-whatever-else-keeping-you-awake-night 2022-03-06T18:03:33-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/what-make-prospect-soaring-inflation-war-ukraine-and-whatever-else-keeping-you-awake-0 2024-12-03T17:36:41-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/i-am-not-your-dentist 2022-03-06T17:31:16-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/time-get-your-cash-working-again 2024-12-03T17:33:07-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/future-proofing-financial-planning-hawaii 2022-03-06T15:45:38-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/time-buy-series-i-savings-bonds-now 2022-04-19T08:24:17-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/unvarnished-answers-8-questions-about-investing-current-bear-market-stocks 2024-12-03T17:50:49-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/good-bad-and-ugly-investing-savings-bonds 2024-12-03T17:49:41-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/should-consumers-convert-their-401ks-lifetime-income-stream-retirement-short-answer-no 2022-05-25T07:50:31-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/distinguishing-manias-investments 2022-06-17T07:26:41-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/how-invest-when-everything-losing-value 2024-12-03T17:54:45-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/lemonade-anyone-5-ways-turn-ugly-stock-markets-beautiful-opportunities 2024-12-03T17:57:26-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/beware-big-lie 2022-07-13T08:00:41-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/power-negative-thinking 2022-09-13T08:11:56-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/fighting-inflation-your-investment-portfolio-easy-1-2-3 2024-12-03T18:00:57-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/i-was-right-about-interest-rates 2024-12-03T18:04:48-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/where-stash-cash-now 2024-12-03T18:02:06-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/two-ways-you-can-lose-money-buying-savings-bonds 2024-12-03T18:05:54-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/economists-behaving-badly 2024-12-03T18:06:55-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/how-invest-bonds-and-cds-now-interest-rates-have-risen 2022-12-12T07:36:29-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/new-goldilocks-era-retirement-spending 2024-12-03T18:08:24-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/exhibit-why-i-dont-pay-much-attention-what-smart-money-doing 2022-12-14T09:44:33-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/bye-bye-nfs-hello-charles-schwab 2023-02-13T09:54:37-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/irreverent-state-investment-world-address 2023-02-16T17:20:23-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/timely-tax-season-tidbits 2023-02-15T14:36:32-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/how-will-secure-act-20-and-other-recent-tax-law-changes-affect-you 2023-02-16T20:25:44-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/should-you-accept-genworth-long-term-care-insurance-class-action-settlement-offer 2023-02-16T07:34:15-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/what-if-us-treasury-defaults-its-debt 2023-02-16T07:19:35-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/your-cash-working-hard-it-should-be 2023-02-16T07:13:12-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/how-silicon-valley-bank-collapse-revealed-dirty-secret-about-corporate-cash-management 2023-03-14T12:02:55-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/should-rising-dividend-investors-be-worried-about-their-regional-bank-stocks 2023-03-14T11:38:26-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/jrs-commentary-featured-us-news-and-smart-asset 2024-12-03T18:21:35-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/its-time-start-laddering-certificates-deposit-again 2024-12-03T18:25:17-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/should-you-redeem-your-series-i-savings-bonds-now-6-month-annualized-rate-just-338 2024-12-03T18:24:25-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/ai-and-financial-planning-industry-old-school-financial-planner-takes-chatgpt-test-drive 2024-12-03T18:23:26-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/where-safest-place-have-money-if-us-treasury-defaults-its-debt 2024-12-03T18:29:08-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/change-wind 2024-12-03T18:30:34-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/trusted-contact-authorization-vs-financial-power-attorney 2025-06-13T12:29:32-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/how-fund-your-revocable-living-trust 2024-12-03T18:31:50-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/what-fph-clients-need-know-about-schwab-td-ameritrade-integration 2024-12-03T18:33:30-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/discretion-better-part-valorand-portfolio-management 2024-12-03T18:32:28-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/index-annuities-are-hot-selling-insurance-products-should-you-buy 2024-12-03T18:34:46-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/blue-light-special-state-tax-free-government-agency-securities 2024-12-03T18:35:33-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/murphys-law-and-td-schwab-integration 2024-12-03T18:38:26-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/why-financial-planners-have-nothing-fear-ai 2024-12-03T18:36:31-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/how-invest-when-yield-curve-inverted 2024-12-03T18:37:06-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/3-pro-tips-using-schwab-alliance-website 2024-12-03T18:39:11-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/it-time-talk-chuck-about-fees-he-charges-purchase-and-sell-vanguard-funds 2024-12-03T18:40:23-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/how-schwab-integration-goingits-fine-im-fine-everything-fine 2025-06-13T12:17:33-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/why-your-local-bank-offers-low-interest-rates-they-know-you-probably-arent-going-leave 2024-12-03T18:41:44-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/client-verification-schwab-so-secure-even-you-cant-log 2024-12-03T18:41:01-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/your-charles-schwab-account-migration-checklist 2024-12-03T18:42:24-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/massachusetts-delivers-some-welcome-estate-tax-relief 2024-12-03T18:43:16-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/desperately-seeking-susan 2024-12-03T18:44:03-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/confusion-reigns-supreme-respect-rmd-rules 2024-12-03T18:44:45-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/3-villains-no-heroes-genworth-long-term-care-insurance-saga 2025-06-13T12:16:36-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/interest-rates-cds-plummeted-november-how-invest-now 2025-06-13T12:17:55-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/no-stock-market-predictions-we-do-financial-planning-here 2025-06-13T12:18:26-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/did-rising-dividend-stocks-just-have-bad-year 2025-06-13T12:19:18-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/financial-planning-hawaiis-year-news-its-not-just-about-flowers 2025-06-13T12:18:53-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/tax-planning-rules-investors-should-know-2024 2025-06-13T12:20:59-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/youve-got-mail-tax-documents-performance-reports 2025-06-13T12:20:37-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/schwabs-statement-delivery-policy-and-accountholder-verification-process-are-definitely 2025-06-13T12:21:26-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/deal-or-no-deal 2025-06-13T12:22:19-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/it-time-redeem-your-series-i-savings-bonds 2025-06-13T12:30:05-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/where-fish-best-fixed-income-yields-today 2025-06-13T12:22:39-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/correcting-common-misconception-about-irmaa 2025-06-13T12:23:12-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/two-tales-darkside 2025-06-13T12:23:41-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/cfp-board-quintessential-wolf-sheeps-clothing 2025-06-13T12:24:17-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/do-not-enroll-charles-schwabs-voice-id-service 2025-06-13T12:30:40-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/hawaii-insurance-commissioner-does-no-favors-genworth-long-term-care-insurance 2025-06-13T12:24:42-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/t1-coming-may-28th-2024 2025-06-13T12:25:14-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/why-you-may-wish-amend-your-2023-state-income-tax-return 2025-06-13T12:25:41-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/big-changes-may-be-coming-tax-laws-2026-here-what-you-need-know-now 2025-06-13T12:26:11-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/do-bond-market-experts-ever-get-tired-being-wrong 2025-06-13T12:26:36-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/keeping-score-running-record-my-interest-rate-and-fixed-income-guidance-2020 2025-06-13T12:27:14-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/dreading-upcoming-long-drive-or-flight-tune-acquired-and-you-will-wish-trip-was-longer 2025-06-13T12:27:37-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/dave-ramsey-good-bad-and-bluster 2025-06-13T12:28:01-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/why-i-am-planning-drop-my-insurance-and-brokerage-licenses 2025-06-13T12:31:33-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/we-fix-bad-tiktok-advice 2025-06-13T12:28:32-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/will-you-be-better-or-worse-whenif-tax-cuts-and-jobs-act-sunsets 2025-06-13T12:29:04-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/quite-possibly-biggest-ad-fail-ever 2025-06-13T12:31:10-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/financial-planning-hawaii-news-updates-december-2024 2025-06-13T12:32:41-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/local-news-now 2025-06-13T12:15:24-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/why-you-need-know-about-corporate-transparency-act 2025-06-12T18:55:41-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/my-two-cents-stock-market-interest-rates-fixed-income-investing-avoid-bond-funds-and 2025-06-13T12:15:58-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/2024-year-end-tax-and-investment-planning-considerations 2025-06-13T12:33:08-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/who-pick-your-successor-when-there-no-one-choose 2025-06-13T12:08:34-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/new-login-requirements-social-security-administration 2025-06-13T12:05:11-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/many-personal-finance-gurus-are-recommending-tips-hedge-inflation-we-do-not 2025-06-13T12:13:28-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/what-you-need-know-2025-new-tax-rules-and-cheat-sheets 2025-06-13T12:13:59-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/looks-tcja-not-sun-setting-what-means-your-tax-planning 2025-06-13T12:14:21-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/roth-conversion-advice-easy-find-sound-advice-not-so-much 2025-06-13T12:14:53-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/529-rollovers-think-twice-getting-your-advice-tik-tok 2025-06-12T18:56:18-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/track-your-saving-and-spending-emoneys-budgeting-software 2025-06-13T12:08:08-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/if-costco-and-hermes-had-baby 2025-06-11T13:58:54-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/read-article-if-your-financial-planning-hawaii-accounts-are-held-nfs 2025-06-12T15:03:29-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/preview-coming-attractions 2025-06-12T18:55:13-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/timely-tax-info-and-other-news-financial-planning-hawaii-clients 2025-06-11T13:57:56-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/get-2025-right-foot 2025-06-11T13:58:23-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/government-money-market-funds-are-not-all-same 2025-06-12T18:50:52-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/5-handy-and-timely-hacks-charles-schwab-account-holders 2025-06-12T18:52:22-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/most-common-question-how-invest-trump-era 2025-06-12T15:04:22-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/it-time-dump-traditional-monte-carlo-simulation-software-retirement-spending 2025-06-12T18:54:48-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/buy-or-not-buy-ai 2025-06-12T18:48:37-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/stock-market-has-been-tanking-result-trumps-policy-initiatives-it-different-time 2025-06-11T13:56:25-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/how-many-etfs-or-mutual-funds-do-you-really-need 2025-06-11T13:55:57-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/how-social-security-benefits-can-crowd-out-roth-conversions 2025-06-11T13:54:58-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/charitable-gift-annuities-funded-highly-appreciated-stock-tax-smart-strategy-community 2025-06-11T13:57:25-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/introducing-mortgage-recasting 2025-06-11T13:56:53-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/securing-social-security-future-generations-solutions-political-perspectives-and-common 2025-06-11T13:55:29-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/will-ai-replace-lowly-human-financial-planner 2025-06-11T13:53:58-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/timely-tidbits-news-alerts-financial-planning-hawaii-clients-june-2025 2025-06-11T13:51:51-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/saying-quiet-part-out-loud 2025-09-25T12:25:05-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/cash-etfs-new-new-thing-search-yield-and-safety 2025-09-29T10:59:41-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/latest-news-financial-planning-hawaii 2025-09-27T13:33:29-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/future-so-bright-we-gotta-wear-shades 2025-09-27T13:55:47-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/short-term-laddered-bond-etfs-vs-short-term-bond-funds 2025-09-27T13:53:50-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/if-you-believe-we-are-traveling-down-road-perdition-what-should-you-pack-your-travel-bag 2025-09-29T11:04:41-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/5-questsions-about-how-ai-shaping-future-financial-advice 2025-09-29T07:27:25-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/solution-search-problem 2025-09-27T14:03:25-07:00 monthly 0.5 https://www.fphawaii.com/blog-01/do-you-understand-difference-between-your-marginal-tax-rate-and-your-effective-tax-rate 2026-01-12T14:35:27-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/dont-overlook-these-ten-2025-year-end-tax-planning-strategies 2026-01-12T14:30:09-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/most-impactful-tax-law-changes-2025 2026-01-12T14:20:24-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/super-duper-important-tax-reporting-information-fph-clients-who-own-charles-schwab-us 2026-02-02T00:31:46-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/if-i-gift-my-kid-more-19000-how-much-tax-will-be-due-and-who-owes-it 2026-02-04T23:50:54-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/whats-bitcoin 2026-02-08T11:11:34-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/jrs-two-cents-february-2026 2026-02-19T18:04:28-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/stock-market-rigged-yes-your-favor 2026-02-21T16:11:20-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/curious-backstory-and-economic-underpinnings-trump-account 2026-02-15T11:43:27-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/ive-beeneverywhere 2026-02-19T20:13:54-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/introducing-advyzon 2026-02-16T00:20:41-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/check-out-investor-magazine 2026-02-16T00:59:28-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/beware-siren-song-surf-turf 2026-02-16T18:53:50-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/yield-shopper 2026-02-19T08:33:25-08:00 monthly 0.5 https://www.fphawaii.com/blog-01/past-prologue-respect-4-rule-be-careful 2026-02-21T11:06:54-08:00 monthly 0.5 https://www.fphawaii.com/video-library/what-makes-fphs-approach-unique 2022-09-14T14:02:49-07:00 monthly 0.5 https://www.fphawaii.com/video-library/financial-planning-just-about-investing 2022-09-14T14:02:03-07:00 monthly 0.5 https://www.fphawaii.com/video-library/financial-planning-treasure-hunt 2022-09-14T14:00:39-07:00 monthly 0.5 https://www.fphawaii.com/video-library/how-often-do-you-find-mistakes 2022-09-14T14:01:36-07:00 monthly 0.5 https://www.fphawaii.com/video-library/what-sets-you-apart 2022-09-14T14:01:07-07:00 monthly 0.5 https://www.fphawaii.com/faqs/what-planning-topics-does-comprehensive-financial-planning-include 2022-09-15T12:46:05-07:00 monthly 0.5 https://www.fphawaii.com/faqs/what-your-financial-planning-process 2022-09-15T12:45:30-07:00 monthly 0.5 https://www.fphawaii.com/faqs/are-there-any-unique-services-you-offer 2025-12-23T17:51:32-08:00 monthly 0.5 https://www.fphawaii.com/faqs/whats-difference-between-financial-planning-hawaiis-asset-based-financial-planning-and-fee 2022-09-15T12:41:47-07:00 monthly 0.5 https://www.fphawaii.com/faqs/how-does-financial-planning-hawaiis-asset-based-fee-billing-work 2025-11-20T09:57:05-08:00 monthly 0.5 https://www.fphawaii.com/faqs/do-you-manage-investment-portfolios-your-discretion 2025-11-20T09:24:51-08:00 monthly 0.5 https://www.fphawaii.com/faqs/why-doesnt-your-pricing-model-include-hourly-financial-planning 2022-09-15T12:39:38-07:00 monthly 0.5 https://www.fphawaii.com/faqs/financial-planning-regulated 2022-09-14T17:23:25-07:00 monthly 0.5 https://www.fphawaii.com/faqs/your-financial-planning-guidance-held-fiduciary-standard-care 2025-11-20T09:53:25-08:00 monthly 0.5 https://www.fphawaii.com/faqs/what-are-primary-conflicts-interest-asset-based-and-fee-only-financial-planning-models 2025-11-20T09:59:12-08:00 monthly 0.5 https://www.fphawaii.com/faqs/what-your-approach-investing 2025-11-20T10:02:41-08:00 monthly 0.5 https://www.fphawaii.com/faqs/do-you-include-cryptocurrency-portfolio-construction 2025-11-20T09:55:19-08:00 monthly 0.5 https://www.fphawaii.com/faqs/do-you-recommend-annuities 2022-09-15T12:42:06-07:00 monthly 0.5 https://www.fphawaii.com/contact 2025-12-05T23:38:05-08:00 monthly 0.5 https://www.fphawaii.com/getting-know-us 2024-12-04T11:33:55-08:00 monthly 0.5 https://www.fphawaii.com/sign-receive-nest-egg-news 2026-03-20T01:04:05-07:00 monthly 0.5 https://www.fphawaii.com/what-makes-financial-planning-hawaiis-approach-unique 2020-07-10T13:12:17-07:00 monthly 0.5 https://www.fphawaii.com/financial-planning-just-about-investing 2020-07-10T13:11:56-07:00 monthly 0.5 https://www.fphawaii.com/why-do-you-describe-financial-planning-treasure-hunt 2020-07-10T13:11:41-07:00 monthly 0.5 https://www.fphawaii.com/how-often-do-you-find-critical-issues-affect-peoples-financial-future 2020-07-10T13:10:55-07:00 monthly 0.5 https://www.fphawaii.com/what-else-sets-you-apart-other-financial-advisors 2024-12-04T11:29:49-08:00 monthly 0.5 https://www.fphawaii.com/will-you-have-enough-retirement 2020-07-10T13:09:57-07:00 monthly 0.5 https://www.fphawaii.com/test-your-retirement-savings-preparedness 2024-12-04T11:26:09-08:00 monthly 0.5 https://www.fphawaii.com/stress-test-your-retirement-spending-strategy 2024-12-04T11:25:17-08:00 monthly 0.5 https://www.fphawaii.com/test-your-college-savings-preparedness 2024-12-04T11:24:00-08:00 monthly 0.5 https://www.fphawaii.com/retirement-stress-testing 2024-12-04T11:23:06-08:00 monthly 0.5 https://www.fphawaii.com/pricing 2026-03-04T11:45:52-08:00 monthly 0.5 https://www.fphawaii.com/book-appointment 2024-12-04T11:18:52-08:00 monthly 0.5 https://www.fphawaii.com/videos 2022-02-11T15:32:07-08:00 monthly 0.5 https://www.fphawaii.com/financial-planning-hawaii-news 2026-02-10T00:51:05-08:00 monthly 0.5 https://www.fphawaii.com/published-content 2026-03-20T22:27:04-07:00 monthly 0.5 https://www.fphawaii.com/saving-college 2022-02-11T15:36:42-08:00 monthly 0.5 https://www.fphawaii.com/saving-retirement 2022-02-11T15:36:29-08:00 monthly 0.5 https://www.fphawaii.com/spending-retirement 2022-02-11T15:36:03-08:00 monthly 0.5 https://www.fphawaii.com/comprehensive-financial-planning-expertise-and-services 2025-12-23T18:57:33-08:00 monthly 0.5 https://www.fphawaii.com/schedule-appointment 2026-02-05T11:07:34-08:00 monthly 0.5 https://www.fphawaii.com/service-calendar 2026-03-19T23:16:35-07:00 monthly 0.5 https://www.fphawaii.com/team-member-01/john-robinson 2026-01-31T23:10:51-08:00 monthly 0.5 https://www.fphawaii.com/team-member-01/alicia-mcclaverty 2022-02-11T15:34:43-08:00 monthly 0.5 https://www.fphawaii.com/team-member-01/itaat-husain 2022-02-11T15:34:31-08:00 monthly 0.5 https://www.fphawaii.com/team-member-01/susan-gabor 2023-11-27T13:25:10-08:00 monthly 0.5 https://www.fphawaii.com/blog-01 2026-04-03T11:05:43-07:00 monthly 0.5 https://www.fphawaii.com/events-01 2026-04-03T11:05:43-07:00 monthly 0.5 https://www.fphawaii.com/video-library 2026-04-03T11:05:43-07:00 monthly 0.5 https://www.fphawaii.com/faqs 2026-04-03T11:05:43-07:00 monthly 0.5 https://www.fphawaii.com/products-services 2026-04-03T11:05:43-07:00 monthly 0.5 https://www.fphawaii.com/team-member-01 2026-04-03T11:05:43-07:00 monthly 0.5