John H. Robinson

Curriculum Vitae

Business Synopsis

John Robinson provides comprehensive financial planning and investment management services to families and small businesses. His holistic approach places equal emphasis on the investment and non-investment aspects of his clients’ financial plans. Compensation platforms include flat/hourly fee planning, asset-based management fees, and/or traditional transaction-based charges. Frequent communication, up front disclosure, objectivity, and transparency are the hallmarks of his practice.
John is also the founder and CEO of Nest Egg Guru, an innovative web-based retirement planning application designed to provide meaningful answers to two common investor questions - How much will my nest egg be worth at retirement? and How long will my nest egg last after I am retired?

Professional Experience

  • Financial Planning Hawaii, Inc. (2010 – ) – Founder, President.
  • Nest Egg Guru, LLC (2012- ) – Founder and CEO
  • Hawaii Wealth Management (2003-2010) – Branch Manager, Managing Director, and Co-founder.
  • Smith Barney (1996-2003) – Vice President Investments; Honolulu, HI.
  • AG Edwards & Sons (1989-1996) – Senior Investment Broker; Pittsfield, MA.

Education and Securities Registrations

Williams College, Williamstown, MA – B.A., Economics; 1988.

  • FINRA Series 24 – General Securities Principal Examination
  • FINRA Series 9,10 – Securities Sales Supervision Examination
  • FINRA Series 7 – General Securities Representative Examination
  • FINRA Series 65 – Uniform Adviser Law Examination
  • FINRA Series 3 – National Commodities Futures Examination
  • FINRA Series 63 – Uniform Securities State Agent Examination

Professional Awards & Recognition*

International Foundation for Retirement Education (InFRE) Best Paper Award-Are Lifecycle Funds Getting a Bum Rap? A Comprehensive Comparison of Lifecycle versus Lifestyl Retirement Strategies from Accumulation through Withdrawal.(October 2010).

Certified Financial Planner Board of Standards, Inc. 2008 Outstanding Financial Paper Award Winner-Reality Check: The Implications of Applying Sustainable Withdrawal Rat Analysis to Real World Portfolios(October 2008).

 

Pacific Business News Fastest 50 - Hawaii Wealth Management listed as one of the fifty fastest growing small companies in Hawaii (June 2007).

Hawaii Business Magazine Top Financial Advisors in Hawaii - Named among the top 20 Financial Advisors in the state of Hawaii (January 2007).

Pacific Business News Top Forty Under 40 - Named one of the top forty business people under 40 in Hawaii (June 2005).

Professional Papers and Published Articles

The Cost of Guaranteed Income - A consumer-oriented approach to considering the value proposition of variable annuities with guaranteed lifetime withdrawal benefit riders.Co-authored with Qianqiu Liu, PhD and Rosita Chang, PhD, Shidler College of Business - University of Hawaii at Manoa, and Jack De Jong, PhD, H. - Wayne Huizenga School of Business and Entrepreneurship, Nova Southeastern University.(2013 Working Paper)

The CFP Board Didn't Invent the Fiduciary Standard. Investment News (October 23, 2011).

Are Lifecycle Funds Getting a Bum Rap? A Comprehensive Comparison of Lifecycle versus Lifestyle Retirement Strategies From Accumulation Through Withdrawal. Co-authored with Qianqiu Liu, PhD and Rosita Chang, PhD, Shidler College of Business – University of Hawaii at Manoa, and Jack De Jong, PhD, H. Wayne Huizenga School of Business and Entrepreneurship, Nova Southeastern University . Journal of Wealth Management (Fall 2011).

Incorporating Emergency Planning and Disaster Preparedness into Financial Planning. Journal of Financial Planning (Online Edition) (August 2011).

SEC 12b-1 Reform Proposal is Based on Revisionist History, Flawed EconomicsAdvisor Perspectives, (October 2010).

Glidepath Strategies for Retirement Funds: Boon or Boondoggle? Co-authored with Qianqiu Liu, PhD and Rosita Chang, PhD, Shidler College of Business – University of Hawaii at Manoa, and Jack De Jong, PhD, H. Wayne Huizenga School of Business and Entrepreneurship, Nova Southeastern University . Working Paper (January 2010).

Reality Check: The Implications of Applying Sustainable Withdrawal Rate Analysis to Real World Portfolios. Co-authored with Qianqiu Liu, PhD and Rosita Chang, PhD, Shidler College of Business – University of Hawaii at Manoa, and Jack De Jong, PhD, H. Wayne Huizenga School of Business and Entrepreneurship, Nova Southeastern University . Financial Services Review (Summer 2009).

In Defense of Faux PlannersAdvisor Perspectives (December 16, 2008).

A Context for Considering Variable Annuities with Contemporary Living Benefit Riders. Journal of Financial Planning (May 2008).

The ZAG Study: Questioning the Objectivity of Privately Funded Academic ResearchAdvisor Perspectives (February 2008).

The Truth About 12b-1Financial Planning (July 2007).

Who’s the Fairest of Them All? – A Comparative Analysis of Financial Advisor Compensation Models. Journal of Financial Planning (May 2007).

An Examination and Deconstruction of the Academic Criticisms of 12b-1 Fees as Financial Advisor Compensation. Working Paper (January 2006).

Share-Class Warfare: A Counter Perspective on the Legitimacy of 12b-1 Fees as They Apply to Advisor- Distributed Share Classes. Journal of Financial Planning (October 2004).

Media References

Mr. Robinson is regularly cited as a professional reference source in numerous financial industry publications. His perspective on a wide array of ethical, regulatory, and advisory issues has appeared in the following nationally syndicated professional journals and news publications:

  •  Advisor Perspectives
  •  Dow Jones Newswire
  •  Financial Planning Magazine
  •  Financial Services Review
  •  Investment News
  •  Journal of Financial Planning
  •  Journal of Wealth Management
  •  Money Management Executive
  •  On Wall Street
  •  Registered Representative
  •  The Wall Street Journal

For clients who maintain brokerage accounts, National Financial Services, LLC(NFS), member NYSE/SIPC, a Fidelity Investments® company, serves as custodian for client assets and provides clearing and trade execution for client accounts. Securities services are offered through J.W. Cole, Inc.(JWC), member FINRA/SEC and Investment Advisory Services are offered through J. W. Cole Advisors, Inc., a SEC Investment Advisor. Financial Planning Hawaii Inc. and JWC/JWCA are not affiliated entities.

Separate investment advisory services, including flat fee and hourly fee financial planning, are offered through Financial Planning Hawaii Inc., a Registered Investment Advisor. J.W.Cole, Inc. and J.W. Cole Advisors, Inc. are not affiliated with Financial Planning Hawaii Inc.

Services not offered in any jurisdiction where prohibited.

 

*Rankings and/or recognition by unaffiliated rating services and/or publications should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if Financial Advisor is engaged, or continues to be engaged, to provide investment advisory services, nor should it be construed as a current or past endorsement of Financial Advisor by any of its clients.  Rankings published by  magazines, and others, generally base their selections exclusively  on information prepared and/or submitted by the recognized adviser.